Investing with GKBANK

Presenting an essential part of an investment portfolio, savings accounts favor one of the highest and most decent cash flows among many investment types.

What Saver Accounts offer to the investor


Saving accounts, also known as time deposit accounts, are a favorable option also for those who want to subsist on the investment income even in cases when prevailing rates are low. Fixed returns are guaranteed by either the Financial Protection Scheme of the governing regulatory body, or the corporate issuing these accounts to their Investors. Savings accounts may bring decent yields with a higher income than money market funds or other bank instrument, and with no risk of volatility since their returns are fixed.

Low Maintenance & Low Risk

A term deposit ensures your money will earn interest at a fixed rate, for a fixed term. There’s little to no chance of losing your money, so it’s a good option for cautious savers. It’s also low maintenance. Once you lock your funds away in a savings deposit account, there’s not a lot you can do with it until the term is up. So it makes for a great out-of-sight and out-of-mind saving plan.

Protected from Market

The fixed interest rate on a term deposit means that even if market interest rates are falling a mile a minute, your savings will keep earning the same level of interest. In short,  a term deposit is a safe investment because it’s a fixed rate for a fixed term, and there’s very little chance of you actually losing money. Which is exactly what you want from a saving strategy.