Open a GKBANK Account
- There is no secondary market for our saving accounts, and they are non-transferable under any condition. Our clients can not sell or transfer their balances to another individual or entity.
- Your capital is at risk and repayments are not guaranteed under any financial compensation schemes of the regulatory body.
- All applications are subject to T&Cs and eligibility criteria.
Our Investment Process
We provide financing for consumers and small businesses in several international markets through our general purpose consumer loans and small business loans. The funds generated through saving accounts are used to fuel our lending and investment operations, both in terms of lending to new borrowers, as well as growing the line of credit for our existing borrowers. Our profit lies between the returns we generate from our lending operations and the interest rate we pay to the saver accounts.
Our rigorous lending process is carried out with a high level of automation, as well the support from our skilled operations team who employs methods such as in-depth financial analysis, legal and accounting checks, detailed verification and assessments for any customers categorized as medium-risk. We are careful to avoid the subprime markets and focus on key segments and industries that our risk teams are experts on. Due to the heavy utilization of advanced credit technologies and a strong expertise & track record on key markets and industries, we are able to offer advantageous risk-adjusted returns for our saver accounts.