Business Loans

Business Loans

GKBank International is with you while your business is growing.


Our business loans are offered to grow and manage the funds of your business, with amounts from $30,000 and terms up to 10 years. Fixed interest rates for businesses start at 8.55% p.a. and may change depending on our risk assessment of your company.

Working Capital Loans

GKBank International adds value to your business through Working Capital Loans by providing working capital to cover your short-term operational needs. A major benefit of a working capital is that it offers you efficiently cover any gaps in working capital expenditures for your business. If your company is operating with high seasonality or cyclical sales, you may also apply for GKBank International’s working capital loans to help with periods of reduced business activity.

Business Overdraft

Business overdrafts are a safety net to help you manage fluctuations in your company’s cash flow and respond to emergencies effectively. With the Overdraft Account, if your company’s account balance is not sufficient, the line of credit funding with pre-specified limits is activated automatically. Therefore, GKBank International’s overdrafts can instantly satisfy your company’s need for cash and perform your banking transactions.

Letter of Guarantee / SBLC

Letter of Guarantees are GKBank International’s written commitment granted on the request of your business, if you have engaged in a sale agreement to purchase goods from a supplier. Our letter of guarantees will provide assurance that your business will fulfill the obligations of the contract entered into with your suppliers. In other terms, letter of guarantees serves as GKBank International’s pledge to pay a stipulated amount under stipulated terms and conditions in the event that your business fails to fulfill some specified contractual obligation or duty.

Process & Key Features

  • Interest rates are unique for each loan and will be determined at the end of the application based on the score calculated as a result of the risk profile assessment.
  • Before you apply for a loan, you can analyze different repayment options and calculate sample payment plans from the secure client area: Business loans section.
  • Business loans are currently available in three main currencies: USD, EUR and GBP.
  • You may be asked a list of questions and documents during your application.
  • Loan acceptance is subject to T&Cs and eligibility criteria. It may take up to 2 days before your loan application is processed.
  • When your loan is approved, funds will be deposited to your business account with us.
  • You can have a single business loan at a time.
  • Early repayment is accepted with no additional cost. You will only be charged the interest till the repayment date, calculated from your remaining principal balance.
  • Missing your loan payments may incur additional costs such as late payment fees. Interest rate will continue to apply on your outstanding principal balance. For more information, please refer to the Fees Schedule at the bottom of this page.
  • You can view your loan balance and list of all transactions from the secure client area.
  • You can create a ticket to raise a question for payment or transfer disputes.


Account Setup Fee ✖
Administration Fee ✖
Account Management Charges ✖
Relationship Manager Fee ✖
Interest Rate Defined after risk assessment
Late Penalty Fee
Early Repayment Fee ✖