USD Current Account

GKBANK’s USD Current Account is perfect for those who want the convenience of an international bank account with transparent fees.

Take control of your money with our USD Current Account

Brief

You can use your USD Current Account for all your banking transactions such as money withdrawal, money transfer, remittances, utility bill payments and regular payments. Along with your USD Current Account, you will soon be able to take advantage of our Overdraft Accounts that meets your immediate cash needs. You can access your USD Current Account via web or mobile from the secure client area of the Internet Banking, 24 hours a day.

Process & Key Features

  • Account opening process is subject to T&Cs and eligibility criteria. It may take up to 3 days before your account application request is processed.
  • Current accounts do not pay interest. Please see our savings accounts if you are looking for an investment product.
  • Once your account is open and active, you can access your dedicated Account Number and SWIFT Code from the secure client area.
  • Deposits or transfers to your account may take up to 2-3 business days depending on the country you are remitting from. Transfers from a bank account within the United States or EEA region usually arrive to your account within the same day.
  • Transfers or payments from your account may take up to 3 business days to arrive at the recipient’s bank account.
  • We only charge transaction fees described in the Fees section. Additional charges may apply from your bank, or the correspondent banks used during the transfer. Prior to each transaction, you will see the applicable fees and the remaining balance of your account.
  • You can view your balance and the list of transaction history from the secure client area.
  • You can create a ticket to raise a question for payment or transfer disputes.
  • Sending funds to unknown beneficiaries is also subject to T&C and you may be asked additional questions about the details of the transaction, and the recipient.
Open a GKBANK Account

FAQ

Is there a minimum amount for opening accounts?

There is no minimum account opening limit for GKBANK current accounts. Limits exist for savings accounts, which can be accessed from the detailed product page of that account.

Is there a maximum account balance?

There is no maximum account balance limit for your GKBANK current account. In special circumstances, we may apply certain balance or transaction limits subject to Compliance assessment, T&C and eligibility.

How do I get a GKBANK current account?

It’s really easy! Just follow the application steps from https://secure.gkbank.com/auth/register, sign up in just a few minutes and you’re done.

Do I need to be a US resident?

No, you do not need to be resident in the US to get a GKBANK account. We accept International clients from over 100 countries. Sign up with your most up to date information and we will evaluate your application. For some jurisdictions, we may require additional documentation, and in some circumstances we may decline your application.

What are IBANs and SWIFT codes?

IBAN stands for International Bank Account Number, which you can use when making or receiving international payments. Your IBAN does not replace your account number, it’s an additional number with extra information to help overseas banks identify your account for payments. You can access your IBAN, SWIFT Code and Account number from the secure client area.

I received an unrecognized payment, what should I do?

In case of any unrecognized payment please contact your account manager promptly and explain the details of the transaction including the amount, transaction ID (which can be found next to the transaction in the account details section), and the recipient’s available details.

Can I cancel my payment?

We process your transfer requests at specific times of the day. If you want to cancel a payment you have made, please get in touch with your account manager to assist you with the cancellation of the payment. If the payment is already processed, we can call the transaction back from our correspondent bank.

Can I have a joint account?

Currently, we do not offer joint accounts.

Why can't I login to my account?

If you cannot login to your account, your password might be incorrect. Please follow the steps to reset your password and login again. If your login attempt fails after password recovery, you may contact our support team.

How do I complain?

If you would like to make a complaint, please get in touch by Emailing us at complaints@gkbank.com and we will look into this as soon as possible.

I need a bank statement and I have closed my account.

If you have closed your account and need a bank statement, you can still access to your secure area with your credentials. Having access to secure area does not mean that your accounts are active with GKBANK. If you can’t remember your login, please get in touch with our customer support team by email, help@gkbank.com

Pricing

 
Account Setup Fee
Administration Fee
Account Management Charges
Relationship Manager Fee
Deposit Fee
Transfer Fee (To one of your GKBANK accounts)
Transfer Fee (To another GKBANK account)
Transfer Fee (To an external account) Between %0.1-2.0% of the transfer amount, based on the agreed pricing schedule.
Minimum fee is $50 USD
Low / under limit account balance